Buddy4Study - ICICI Bank International Education Loan Programme

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• Open for Indian students who are studying in or applying to undergraduate, postgraduate and PG diploma courses from recognized and accredited colleges/universities abroad.
• Applicants must have passed Class 12/Diploma/Graduation.
• Applicants must be aged between 16 and 35 years.
• Applicants must have a good academic record.

Loan up to INR 2 crore

• Click on the 'Apply Now' button below.
• Login to Buddy4Study using a registered ID to land on the 'Online Application Form Page.'
  • If not registered on Buddy4Study - Register at Buddy4Study with your Email/Mobile/Gmail account
• You will now be redirected to the ‘ICICI Education Loan 2023-24' application form page.
• Click on the 'Start Application' button to begin the application process.
• Fill in the required details in the online application form.
• Upload the required documents.
• Accept the 'Terms and Conditions' and click on 'Preview.'
• Review the preview screen to ensure that all the filled-in details are correct.
• If all the details appear correctly on the preview screen, click on the ‘Submit’ button to complete the application process.

Here are the mandatory documents that a student needs to provide to the banks while applying for a student loan:

• 2 photographs of the student (passport-size)
• Copy of exam mark sheets of 10th/12th or latest education certificate
• Admission letter with cost of education, if available
• Aadhaar Card and PAN card of the student and Parent/ Guardian

Age proof

• Copy of Aadhaar Card /Voter ID/Passport/Driving License

Identity proof

• Copy of Voter ID/Aadhaar Card/Driving License/Passport

Residence proof

• Passport
• Driving License issued by Regional Transport Authority
• Voter's Identity Card issued by the Election Commission of India
• Job card issued by NREGA signed by State Government Officer
• Letter from National Population Register containing details of name and address
• Proof of possession of complete AADHAR number/AADHAR Card

Income proof

• Most recent salary slips and Form 16 of the parent/ guardian/co-borrower
• 3 months' bank statement of the borrower or updated passbook of bank
• Updated ITR (Income Tax Return with income computation) of 2 years or IT assessment order of last 2 years of parent/co-borrower/guardian
• Documents stating the assets and liabilities of the parent/co-borrower/guardian

NOTE: Additional documents may be requested in case of collateral required.

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Application start date: September 01, 2023
Application deadline: December 31, 2023

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